Louisiana coverage,
made simple.
Prime Harbor Insurance is an independent agency right here in New Orleans. We shop trusted carriers for you, so you get the right coverage at a fair price without the runaround.
What do you need a quote for?
Pick one. It takes you straight to the right form.
One agency for the coverage that
fits your life
From your family's future to the car you drive, we help you find the right policy. Pick what you need and we'll take it from there.
Whole Life Insurance
Whole life insurance gives your family permanent protection with cash value that can grow over time. We help you compare options so the policy fits your budget, your goals, and the people counting on you.
- Lifelong coverage that does not expire
- Cash value you may be able to access if needed
- A real agent to help you compare your options
Term Life Insurance
Term life insurance gives your family affordable protection for the years they depend on your income most. It is simple, flexible, and built around a specific period of need.
- Choose coverage for 10, 20, or 30 years
- Often the lowest-cost way to buy more protection
Final Expense Insurance
A small whole life policy that helps your family cover funeral and burial costs, so the people you love aren't left with the bill.
- Built for funeral and final costs
- Simple options, no medical exam on many plans
Car Insurance
Louisiana has some of the priciest auto rates in the country. We shop trusted carriers so you're not overpaying for the coverage the law requires and the protection your family needs.
- Liability, collision, and full coverage options
- We compare carriers so you don't have to call around
Children's Whole Life Insurance
Children's whole life helps lock in lifelong coverage early, while premiums are still based on a child's age and health.
- Lifetime protection that starts young
- Builds cash value over time
Insurance shouldn't feel like a math test
Most folks don't want to spend a weekend comparing carriers and decoding fine print. You want someone you trust to handle it and explain it straight. That's the whole reason Prime Harbor exists.
We're independent. That means we work through many trusted carriers and help you pick the one that fits, instead of selling you the only policy on the shelf.
You've got a lot going on
A new car, a first apartment, a growing family, aging parents. Insurance is one more thing on a long list.
You want one honest answer
Not five sales pitches. Just a clear recommendation from someone who knows the coverage and knows Louisiana.
We shop carriers for you
Because we're independent, we compare your options and bring you the fit, not a one-size policy.
And we're here after you sign
Questions, changes, claims help. You call a real local agent, not a different stranger every time.
People you'd recognize from the neighborhood
Very professional and knowledgeable. He made sure I knew the best options for me, and he was honest.
Knowledgeable, articulate, patient, and completely helped me make the best decisions for my family. World-class service.
Fantastic. He was able to explain everything I needed to know well.
Protect the people who count on you
Life insurance is one of those things most of us mean to handle and never get to. We make it plain, and we help you pick coverage that fits your budget and your family.
Most people think life insurance costs a lot more than it really does. Industry research from LIMRA's 2024 Insurance Barometer Study found about three in four Americans overestimate the price of a basic term policy. The honest way to find out is a quick conversation, no pressure.
Four simple steps. No runaround.
Tell us about you
Pick your coverage and answer a few quick questions. Takes just a couple minutes.
We shop carriers
We compare trusted carriers to find the coverage that fits your needs and budget.
You pick the policy
We walk you through the options in plain language. You decide what's right.
We're here after
Questions, changes, or claims help later on. You call a real local agent.
Good questions, straight answers
Let's find the coverage that fits your life
No pressure and no runaround. Just honest help from a local agency that treats you like a neighbor.