Our purpose

Insurance can be hard to understand. Many people are asked to buy, replace, or cancel coverage before they know what a policy does.

Our content helps readers understand basic insurance facts and ask better questions. It does not replace a licensed review of the reader's own facts, policy, budget, or state rules.

Who creates our content

Prime Harbor Insurance content may be authored, edited, reviewed, and approved by licensed insurance professionals and qualified contributors.

Kevin Jones Jr., founder of Prime Harbor Insurance, currently leads the agency's editorial direction and approves insurance education content before it is published.

As the agency grows, Prime Harbor Insurance may work with more licensed agents, editors, writers, compliance reviewers, and subject experts.

How we use AI assistance

Prime Harbor Insurance may use AI tools to help with drafts, outlines, research support, editing, readability, and review notes.

AI does not replace human review. AI does not make final coverage recommendations. AI does not approve content for publication.

Content is reviewed, edited, and approved by Prime Harbor Insurance before it is published.

How we review information

Before we publish, we review content for accuracy, plain language, and usefulness.

When a page discusses insurance, we may use reliable sources such as:

• Insurance company product materials
• Policy forms or contract language when available
• State insurance department guidance
• NAIC or regulator-facing consumer resources
• Insurance company public product pages
• Licensed-agent review and experience

We do not publish private carrier documents, producer-only file names, internal document numbers, or materials that should not be shared with the public.

Carrier independence

Insurance companies do not approve, sponsor, or control Prime Harbor Insurance educational content.

An insurance company may provide product facts, underwriting guidance, policy materials, or rate information. That does not give the company control over our educational pages.

We do not recommend products based on commission.

Corrections and updates

Insurance products, rates, underwriting rules, state rules, and company availability can change.

We update content when we find a material issue, when product information changes, or when a page needs clearer wording.

If you believe something on our website is wrong or unclear, contact us and ask for a review.